Four | Buy Now, Pay Later

4.5
8.65K reviews
500K+
Downloads
Content rating
Everyone
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About this app

FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.

WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.

HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. SELECT FOUR AT CHECKOUT to split your purchase into 4 payments.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.

WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
Works with top online retailers for a seamless checkout

DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.

Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.

By using the Four app, you agree to Four’s User Agreement and Privacy Policy.

https://www.paywithfour.com/legal/user-agreement

https://www.paywithfour.com/legal/privacy-policy
Updated on
Sep 9, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
8.51K reviews
Jeremy D. Harness
September 4, 2025
I find it absolutely ridiculous that a pay in four app has something that they call a "Plus" membership that allows you to shop at the most common stores. you can't shop at Amazon without paying an additional $12.99 a month for this app. I highly suggest using affirm, afterpay, klarna, and zip to name a few - every one of these don't have membership fees and allow you to shop anywhere. I'm sure this app is perfectly lovely, but I'm not paying $12.99 to find out.
16 people found this review helpful
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Four Technologies, Inc
September 5, 2025
We're so sorry that you've run into technical trouble. We would love to hear from you so we can help! Please reach out to us at support@paywithfour.com.
Gena Marie Combs
August 30, 2025
pretty great app aside from membership fees and the confusion with exactly how they charge your first payment...it seems to drop off after 24 hours yet I keep getting notifications that I've got 24 hours left to use it only for it to decline what I'm wanting to purchase-edit to say I figured it out! Exceptionally high spend limit and great part is you don't have to shop in one store with it!
11 people found this review helpful
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Four Technologies, Inc
September 4, 2025
Thank you for choosing Four—happy shopping!
Angelina e
August 6, 2025
Great service with a wide variety of places to shop. At first it was frustrating because some of the stores will cancel orders. But Four has been good about providing a refund. If you are using it for concert tickets, then go with Ticketmaster. StubHub is unfortunately unusable. Sometimes stores have guidelines that pop up in the beginning and it's a good idea to pay attention to those. Four has been very helpful and overall easy to use.
37 people found this review helpful
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Four Technologies, Inc
September 3, 2025
We are so happy that you are finding Four to be fun and easy to use! Thank you for being the best part of the shopping experience.

What’s new

Bug fixes and improvements