Klarna | Shop now. Pay later.
4.8star
1.05M reviews
50M+
Downloads
Everyone
info
About this app
MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.
SHOP AT YOUR FAVOURITE BRANDS.
Access Klarna's flexible payment options anywhere, exclusively in the Klarna app. You can Pay now, Pay in 3 interest-free instalments, or Pay in 30 days.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Visit: klarna.com/uk/terms-and-conditions.
GET THE KLARNA CARD.
Use Klarna everywhere Visa is accepted. Pay right away, once a month or over time, shop abroad without foreign exchange fees from Klarna, and enjoy no monthly fees.
Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).
SEARCH FOR ANY PRODUCT.
Find what you're looking for faster, and compare prices across your favourite stores to get a great deal.
NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.
TRACK YOUR DELIVERIES.
Get live updates on your purchases and track them from store to door.
HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.
INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.
STAY SAFE.
Shopping is thrilling enough without security risks. Our login with Face ID, Touch ID or PIN is as simple as it is secure.
24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.
BOOK A TRIP. PAY IN 3.
Spread travel costs over time with Klarna. Book flights, hotels and rentals at your favourite sites in the app. Holiday planning just got a bit smarter.
WE’VE GOT YOUR BACK.
Shop with peace of mind knowing that Klarna’s Buyer and Fraud protection has you covered.
DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.
SHOP AT YOUR FAVOURITE BRANDS.
Access Klarna's flexible payment options anywhere, exclusively in the Klarna app. You can Pay now, Pay in 3 interest-free instalments, or Pay in 30 days.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Visit: klarna.com/uk/terms-and-conditions.
GET THE KLARNA CARD.
Use Klarna everywhere Visa is accepted. Pay right away, once a month or over time, shop abroad without foreign exchange fees from Klarna, and enjoy no monthly fees.
Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).
SEARCH FOR ANY PRODUCT.
Find what you're looking for faster, and compare prices across your favourite stores to get a great deal.
NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.
TRACK YOUR DELIVERIES.
Get live updates on your purchases and track them from store to door.
HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.
INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.
STAY SAFE.
Shopping is thrilling enough without security risks. Our login with Face ID, Touch ID or PIN is as simple as it is secure.
24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.
BOOK A TRIP. PAY IN 3.
Spread travel costs over time with Klarna. Book flights, hotels and rentals at your favourite sites in the app. Holiday planning just got a bit smarter.
WE’VE GOT YOUR BACK.
Shop with peace of mind knowing that Klarna’s Buyer and Fraud protection has you covered.
DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.
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Ratings and reviews
4.8
1.03M reviews
Laurel Kardison
- Flag inappropriate
28 August 2025
Not a good creditor imo bc they make you put down insane down payments at like 30%. so what is the point of borrowing money? Also, app is EXTREMELY hard to use. I just want to pay back my total in full, but they want that interest HARD bc it's virtually impossible to pay stuff off in full on the app. be careful: they advertise at the mall and hook you. You're better off with a real credit card bc at least you can fight a real bank if you hit hard times. Don't give into the temptation.
16 people found this review helpful
Gena Owens
- Flag inappropriate
16 July 2025
We were desperately trying to get new tires. I went through every step. Put in the amount and it gave me 4 options. I was IMMEDIATELY declined for 3 of them. But the 4th one approved. Added my bank, got the money, set the appointment for the tires, agreed to the terms & then last second, declined. I get an email explaining & that's fine but why let it go that far? They all declined on the spot why let one go all the way to the end before declining it? So thanks for the false hope. It was great.
91 people found this review helpful
Klarna Bank AB (publ)
16 July 2025
We completely understand how frustrating it can be when declined for an order Gena. Each purchase attempt is susceptible to an eligibility assessment and we, sadly, cannot guarantee that you are accepted. You can find info on this process at: https://www.klarna.com/us/customer-service/why-was-my-purchase-not-approved-with-klarna/
April Butler
- Flag inappropriate
15 October 2024
I used to love this app. Told all my friends about it. Made my payments on-time, if not paid off early. Had one issue one time and you are pretty much labeled as no longer worthy (and trust me they always got their money-that wasnt the issue). Started having issue after issue after that. Paid off what I owed and finally gave up using it. Just got a notice (10/15) of some bs reason I was denied something back in JULY. And customer service is zero help. Shame. I really liked it while it lasted.
257 people found this review helpful
Klarna Bank AB (publ)
15 October 2024
Hi, we're saddened to hear that your experience fell short of expectations and we'd still like to help look further into this to make things right. Please chat with us at app.klarna.com/login or visit our website at https://www.klarna.com/us/customer-service/ to view other methods to reach our team.
What's new
Shop smarter in the latest Klarna app. Discover the Klarna Card, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.
App support
About the developer
Klarna Bank AB
customer@klarna.ie
Sveavägen 46
111 34 Stockholm
Sweden
+353 1 264 7931
