Trade Republic: Broker & Bank

4.2
2.42L reviews
50L+
Downloads
Content rating
Everyone
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About this app

The smartest way to invest, spend and bank.
Earn 2 % interest on unlimited cash. Get your subscription free card to spend and earn 1 % Saveback. Invest easily and safely with just 1 €.

Earn while you spend
- Activate 2 % annual interest with your new Trade Republic IBAN and earn money every month on unlimited cash with your current account. Enjoy full flexibility to withdraw any time.
- No monthly subscription fee. Unlimited free ATM withdrawals worldwide from 100 €.
- Earn 1% Saveback on card spending into your savings plan. You can earn Saveback on up to 1,500 € in monthly spending. To qualify, invest at least 50 € monthly in savings plans.
- Round up card payments and invest spare change on the go.

Save now for later
- Invest with just 1 € in stocks or ETFs. No hidden fees, easy and safe.
- Savings Plans on ETFs or stocks to invest continuously for long term wealth.
- Bonds to lock in high interest for years and get regular payments. Start with 1 €, sell anytime.
- Derivatives trading with premium partners: Citi, HSBC, Société Générale or UBS.

Trusted by millions
- Over 8 millions users and 100 billions € of assets across 17 European countries.
- German bank regulated by BaFin and Bundesbank.
- Publicly regulated exchange and better spreads than the reference market.

We are on a mission to empower everyone to create wealth with easy, safe and free access to the financial system.

Please refer to our website for more information.
Updated on
5 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App info and performance and Device or other IDs
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
2.39L reviews
Alex Pozgaj
10 August 2025
Absurd! Both me and my son have not managed to go through the ID verification step, the process breaks down at different steps. For me, it "doesn't recognize the face in the frame". Pixel 7, good camera, good light. For my son, the process broke down during the verification call - audio (loudspeaker) issues. Support completely unhelpful "uninstall and install again, maybe that will help". It didn't.
20 people found this review helpful
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Eliezer Kurnia
4 July 2025
Horrible app. Wanted to open an account, but the verification took eternity due to "high demand". Waited more than a month without any progress. Support is practically non existent and I can't even contact them to ask the registration progress. It's so unreliable and unprofessional that I no longer trust them. Unfortunately, I can't delete my account either. All in all: never I saw an finance app as bad as this one!
46 people found this review helpful
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Vadim Zuev
26 May 2025
Overall a good experience. An ability to switch the display currency would be nice (if such an option already exists, it must be well hidden). When you regularly follow global analytics / market coverage, it would be beneficial to see everything on TR in USD in order to be able to relate quickly, while your local currency is better suited for other things.
19 people found this review helpful
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